Phi-3.5 MoE 42B-A6.6B on Dual used RTX 4090 workstation (48 GB)

41.873B (6.6B active) on 48 GB at 2,016 GB/s. Hardware details · Model details

Yes. Phi-3.5 MoE 42B-A6.6B fits on Dual used RTX 4090 workstation (48 GB) at the recommended Q5_K_M configuration, requiring approximately 31.8 GB at 8K context. Practical context capacity is 64K.
CompatibilityComfortable
Calculated fit
Yes
Calculated Uses under 80% of usable memory. Room for a long context and other work.
Recommended quantization
Q5_K_M
Calculated gguf
Memory required
31.8 GB
Calculated of 42.2 GB usable — 75%
Max practical context
64K
Calculated model supports 128K

Memory budget at 8K context

Model weights ⓘ
28.6 GB Calculated
KV cache ⓘ
1.0 GB Calculated
Runtime overhead ⓘ
2.3 GB Estimated
Total required
31.8 GB Calculated
Headroom ⓘ
10.4 GB Calculated
Highest-precision quantization that leaves headroom: uses 75% of usable memory at 8K context.
2 GPUs providing 48 GB aggregate VRAM. Assumes tensor- or layer-parallel sharding; each GPU carries its own context and communication buffers.
Mixture of experts: all 41.873B parameters must be resident in memory even though only ~6.6B are active per token. Memory follows total parameters; speed follows active parameters.
Multi-GPU throughput depends heavily on interconnect. Without NVLink or NVSwitch, tensor parallelism over PCIe adds latency that partially offsets the extra bandwidth.
Performance

Estimated performance · recommended Q5_K_M

Decode, prefill and TTFT below are estimates for Q5_K_M. We do not have a comparable Q5_K_M measurement on this machine.

Estimated decode
—
Estimated Q5_K_M; calculated range
Estimated prefill
—
Estimated Q5_K_M; calculated range
Estimated TTFT at 8K
~1.2–2.6 s
Estimated Q5_K_M; calculated range
Hardware load reference
980 W
Measured machine-level load; not this model run
No throughput figures for this configuration. We do not estimate performance for a model that cannot load.
How the estimate is calculated
  1. Multi-GPU: 1008 GB/s per card, with each additional card contributing 40% of its bandwidth — 1411 GB/s effective, not the 2016 GB/s aggregate. Cross-GPU collectives use PCIe rather than a dedicated GPU fabric.
  2. Decode: reading 6.6B active parameters at 5.69 bits/weight takes 4.26 ms at 1411 GB/s x 78% achieved efficiency.
  3. MoE routing penalty of 15% applied: expert gathers are less bandwidth-efficient than a dense sweep.
  4. Per-token overhead of 1.4 ms (kernel launches, attention bookkeeping, sampling) is significant here — this model is not purely bandwidth-bound on this hardware.
  5. Prefill: 330 TFLOPS (FP16) x 2 for native FP8 tensor cores x 26% assumed model-FLOPs utilisation, divided by 2 x 16.6B parameters per token.
  6. Prefill uses 16.6B effective parameters, not the 6.6B active in decode: a batch of hundreds of tokens routes across most of the expert pool.

  • MoE decode depends on how well the engine batches expert gathers; real results vary more than for dense models.
  • With few active parameters on fast memory, fixed per-token overhead rather than bandwidth sets the ceiling. Real engines vary widely in how well they hide it.
  • Prefill throughput is highly engine-dependent. Flash attention, batch size and quantized KV all move this number substantially, and for sparse mixture-of-experts models it is the least reliable figure we produce.
  • This is a calculated estimate, not a measurement. It assumes a single request, a short prompt, no speculative decoding and a warm model already resident in memory.

Estimator version estimator_v1. Stored with every estimated row so old estimates can be regenerated when the model improves.

Submit a benchmarkSubmissions stay pending until reviewed.
This model at other quantizations on this machine
QuantizationResidentDiskTotal neededUtilisationFitMax context
Q4_K_M24.4 GB24.4 GB27.5 GB65%Comfortable96K
Q5_K_Mrecommended28.6 GB28.6 GB31.8 GB75%Comfortable64K
Q8_042.3 GB42.3 GB45.9 GB109%Does not fit0
BF1678.0 GB78.0 GB82.7 GB196%Does not fit0
Cost of running Phi-3.5 MoE 42B-A6.6B on this machineUnited States (federal) · C corporation · 8h/day
Monthly economic cost
$48
Calculated after tax
Codex/Claude Code
$100/mo
≈ $100/mo · local is $52 less
Net cash at purchase
$3,692
Calculated VAT not reclaimable
Total over 5 years
$2,873
Calculated after tax, after resale
Cost per USD/1M tokens
—
Calculated

The $100 comparison uses the Codex Pro 5x / Claude Max 5x plans. A fixed planning conversion is used for USD. This compares monthly spend only: subscriptions have usage limits, local hardware has different capabilities and constraints, and taxes or regional pricing may change the charged amount. Prices checked 7 September 2026.

Purchase-price input: $3,692 in United States (federal), tax/VAT excluded · estimated · Used market (Marktplaats/eBay) (converted catalogue estimate). This is the localized purchase input; the after-tax economic cost is calculated separately below.

Monthly breakdown

Depreciation
2,880 over 5 years, straight-line to a 812 residual
$48.00
Electricity
47.9 kWh/month at 0.140/kWh
$6.70
Cost of capital
4.0%/yr on 2,252 average capital employed
$7.51
Monthly cost before tax$62.21
Electricity tax shield
Running costs are deductible business expenses
−$1.41
First-year expensing
§179 (100.0%)
−$12.92
Monthly economic cost after tax$47.88

Three different numbers, deliberately

Cash cost
$3,692
Money that leaves the bank account on day one, net of reclaimable VAT.
Accounting depreciation
$48.00/month
$2,880 written down over 5 years to a $812 residual.
After-tax economic cost
$47.88/month
Depreciation plus running costs plus cost of capital, less the tax those deductions save. This is the figure to compare between machines.
Assumptions and sources (verified 2026-09-07)
VAT rate
0% Official spec
VAT recoverable
0% Official spec
Federal C-corporation estimate at the flat 21% rate. Pass-through entities should use the sole-proprietor estimate as a rougher proxy.
Effective deduction rate
21.00% Calculated
Headline marginal rate 21.00%.
Depreciation
5 years, straight-line Assumption
Residual value
$812 (22%) Assumption
Extrapolated.
Electricity
$0.140/kWh Assumption
Average power draw
272 W Calculated
Load 980 W for 20% of powered hours, idle 95 W for the rest — a machine that is on is not generating tokens the whole time.
Investment allowances
§179 100.0% Official spec
Worth $775 in total — first-year expensing that replaces later tax depreciation.
Cost of capital
$7.51/month Assumption
Federal planning estimate only, not tax advice. State and local income tax, sales/use tax and incentives are excluded. It assumes 100% business use, a Section 179 election, enough business income to use it, and that the full annual limit remains available.