Phi-3.5 MoE 42B-A6.6B on Mac Studio M5 Max 36 GB

41.873B (6.6B active) on 36 GB at 614 GB/s. Hardware details · Model details

Yes. Phi-3.5 MoE 42B-A6.6B fits on Mac Studio M5 Max 36 GB at the recommended Q4_K_M configuration, requiring approximately 27.1 GB at 8K context. Practical context capacity is 16K.
CompatibilityFits
Calculated fit
Yes
Calculated Uses 80-90% of usable memory. Works, with limited headroom.
Recommended quantization
Q4_K_M
Calculated gguf
Memory required
27.1 GB
Calculated of 30.6 GB usable — 89%
Max practical context
16K
Calculated model supports 128K

Memory budget at 8K context

Model weights ⓘ
24.4 GB Calculated
KV cache ⓘ
1.0 GB Calculated
Runtime overhead ⓘ
1.7 GB Estimated
Total required
27.1 GB Calculated
Headroom ⓘ
3.5 GB Calculated
Fits with limited headroom (89% of usable memory). A longer context will not leave room for much else.
Unified memory: weights, KV cache and the OS share the same 36 GB pool. We assume 85% is addressable by the GPU, which matches a headless machine with the wired-memory limit raised.
Mixture of experts: all 41.873B parameters must be resident in memory even though only ~6.6B are active per token. Memory follows total parameters; speed follows active parameters.
Performance

Estimated performance · recommended Q4_K_M

Decode, prefill and TTFT below are estimates for Q4_K_M. We do not have a comparable Q4_K_M measurement on this machine.

Estimated decode
—
Estimated Q4_K_M; calculated range
Estimated prefill
—
Estimated Q4_K_M; calculated range
Estimated TTFT at 8K
~5.7–11.9 s
Estimated Q4_K_M; calculated range
Hardware load reference
105 W
Measured machine-level load; not this model run
No throughput figures for this configuration. We do not estimate performance for a model that cannot load.
How the estimate is calculated
  1. Decode: reading 6.6B active parameters at 4.85 bits/weight takes 7.44 ms at 614 GB/s x 88% achieved efficiency.
  2. MoE routing penalty of 15% applied: expert gathers are less bandwidth-efficient than a dense sweep.
  3. Prefill: 96 TFLOPS (FP16) x 1.69 calibrated against measured prefill on this platform x 22% assumed model-FLOPs utilisation, divided by 2 x 16.6B parameters per token.
  4. Prefill uses 16.6B effective parameters, not the 6.6B active in decode: a batch of hundreds of tokens routes across most of the expert pool.

  • MoE decode depends on how well the engine batches expert gathers; real results vary more than for dense models.
  • Prefill throughput is highly engine-dependent. Flash attention, batch size and quantized KV all move this number substantially, and for sparse mixture-of-experts models it is the least reliable figure we produce.
  • This is a calculated estimate, not a measurement. It assumes a single request, a short prompt, no speculative decoding and a warm model already resident in memory.

Estimator version estimator_v1. Stored with every estimated row so old estimates can be regenerated when the model improves.

Submit a benchmarkSubmissions stay pending until reviewed.
This model at other quantizations on this machine
QuantizationResidentDiskTotal neededUtilisationFitMax context
MLX 4-bit22.8 GB22.8 GB25.5 GB83%Fits32K
Q4_K_Mrecommended24.4 GB24.4 GB27.1 GB89%Fits16K
Q5_K_M28.6 GB28.6 GB31.4 GB103%Does not fit0
Q8_042.3 GB42.3 GB45.5 GB149%Does not fit0
BF1678.0 GB78.0 GB82.3 GB269%Does not fit0
Cost of running Phi-3.5 MoE 42B-A6.6B on this machineUnited States (federal) · C corporation · 8h/day
Monthly economic cost
$28
Calculated after tax
Codex/Claude Code
$100/mo
≈ $100/mo · local is $72 less
Net cash at purchase
$2,702
Calculated VAT not reclaimable
Total over 5 years
$1,706
Calculated after tax, after resale
Cost per USD/1M tokens
—
Calculated

The $100 comparison uses the Codex Pro 5x / Claude Max 5x plans. A fixed planning conversion is used for USD. This compares monthly spend only: subscriptions have usage limits, local hardware has different capabilities and constraints, and taxes or regional pricing may change the charged amount. Prices checked 7 September 2026.

Purchase-price input: $2,702 in United States (federal), tax/VAT excluded · estimated · Apple Store NL (converted catalogue estimate). This is the localized purchase input; the after-tax economic cost is calculated separately below.

Monthly breakdown

Depreciation
1,891 over 5 years, straight-line to a 810 residual
$31.52
Electricity
4.7 kWh/month at 0.140/kWh
$0.66
Cost of capital
4.0%/yr on 1,756 average capital employed
$5.85
Monthly cost before tax$38.03
Electricity tax shield
Running costs are deductible business expenses
−$0.14
First-year expensing
§179 (100.0%)
−$9.46
Monthly economic cost after tax$28.43

Three different numbers, deliberately

Cash cost
$2,702
Money that leaves the bank account on day one, net of reclaimable VAT.
Accounting depreciation
$31.52/month
$1,891 written down over 5 years to a $810 residual.
After-tax economic cost
$28.43/month
Depreciation plus running costs plus cost of capital, less the tax those deductions save. This is the figure to compare between machines.
Assumptions and sources (verified 2026-09-07)
VAT rate
0% Official spec
VAT recoverable
0% Official spec
Federal C-corporation estimate at the flat 21% rate. Pass-through entities should use the sole-proprietor estimate as a rougher proxy.
Effective deduction rate
21.00% Calculated
Headline marginal rate 21.00%.
Depreciation
5 years, straight-line Assumption
Residual value
$810 (30%) Assumption
Extrapolated from the three-year curve.
Electricity
$0.140/kWh Assumption
Average power draw
27 W Calculated
Load 105 W for 20% of powered hours, idle 7 W for the rest — a machine that is on is not generating tokens the whole time.
Investment allowances
§179 100.0% Official spec
Worth $567 in total — first-year expensing that replaces later tax depreciation.
Cost of capital
$5.85/month Assumption
Federal planning estimate only, not tax advice. State and local income tax, sales/use tax and incentives are excluded. It assumes 100% business use, a Section 179 election, enough business income to use it, and that the full annual limit remains available.